- Employer Information
The Local Government Pension Scheme (LGPS) is a public sector pension scheme for Local Government employees, and its rules are set in legislation passed by Parliament.
The Regulations stipulate that the LGPS is administered by organisations such as County Councils, London Borough Councils, lead Metropolitan District Councils, the London Pension Fund Authority and the Environment Agency. These are all known as Administering Authorities and are responsible for the individual LGPS Funds. The Administering Authority for the Clwyd Pension Fund is Flintshire County Council.
Employers, who participate in the Fund fall into the following categories:
- Scheduled Employers
Scheduled employers are defined in the LGPS regulations and have a statutory obligation to allow their staff automatic membership of the LGPS, provided they are eligible to join. The listed bodies include County Councils, County Borough Councils, Further Education Colleges, Local Authority Schools, etc.
- Designated Employers
Like scheduled employers, designated employers are defined in the LGPS regulations. They have the power to state who, or which category, of employees, within their employment, can join the LGPS. Usually, designated employers are Town and Community Councils.
- Admission Bodies
Certain types of employers can participate in the LGPS via an admission agreement agreed with the Clwyd Pension Fund.
There are two types of admissions body:
A Community Admission Body (CAB) made up of organizations which provide a public service other than for profit purposes, and which have sufficient links with an employer of the scheme to be regarded as having a community benefit.
Transferee Admission Body (TAB) The LGPS allows the transfer of LGPS membership under an admission agreement to transferring staff, where a service is outsourced to the private sector. In order to access the scheme, TAB must be regarded as providing a service or assets in connection with the exercise of a Scheme Employer function.
Ill Health Guidance
Please contact us for Ill Health Certificates, Guidance and the latest Independant Registered Medical Practitioners list.
The LGPS require pension decisions to be made by scheme employers in a wide range of circumstances, some of these decisions may require scheme employers to exercise a discretion.
Decisions made by a scheme employer can be divided into three basic types:
- A decision made on employment grounds and this, combined with basic information on the person, dictates the pension decision that has to be made; e.g. a member, who is over age 55 but below their Normal Pension Age, is being made redundant; therefore immediate payment of unreduced pension benefits should be made on grounds of redundancy.
- A decision that requires the employer to exercise a discretion on the pension decision; e.g. whether to allow flexible retirement.
- A decision on which the regulations are technically clear but, in reality, reasoned judgment is needed on making decisions; i.e. tiered contribution rate.
Please note that any decision made by a scheme employer could be subject to an appeal.
LGPS regulations give scheme employers some discretionary powers where employers are required to:
- Formulate, publish and keep an up to date policy statement on the main discretions
- Ensure you are applying any other discretions correctly
- Have a procedure in place to respond to individual requests for you to exercise your discretionary powers.
A comprehensive list of scheme employer discretions can be found below.
You should review this list periodically to ensure that you have policies in place to cover these discretions.
The LGPS Regulations 2013 specify that existing scheme employers should have provided the Pensions Fund with a copy of their discretions Policies. They should also review and update their discretions policies at least every 3 years.
New scheme employers are required to provide the Clwyd Pension Fund with a copy of their discretions policies within 30 days of joining the Pension Fund.
The Clwyd Pension Fund currently offers training sessions to the Employers and is able to offer a wide range of presentations and workshops for both scheme members and employers.
We are happy to visit your site and train individuals or groups. If you would like to arrange a training session, please telephone or email ourselves directly.
The Clwyd Pension Fund is able to offer a wide range of presentations and workshops for both scheme members and employers.
The LGPS is a statutory scheme which is governed by a set of regulations collectively known as the Local Government Pension Scheme Regulations. These regulations outline your statutory responsibilities as an LGPS employer.
Your main responsibilities are summarised below:
- Determine the eligibility for Scheme membership of your employees, bringing eligible employees into the LGPS and dealing with optant outs.
- Notify the Clwyd Pension Fund of new pensionable employees.
- Notify the Clwyd Pension Fund of any material changes to pensionable employees.
- Process leavers, including retirements and deaths in service.
- Process ill health cases.
- Provide accurate contribution and membership data when requested, including at the end of year.
- Collect and pay employer and employee pension contributions to the Clwyd Pension Fund.
- Pay AVCs to the appropriate party.
- Make appropriate employer decisions when required and fulfil the employer role within the internal dispute resolution process.
- Prepare, publish and periodically review your Employer Discretions Policy.
These responsibilities are employer dependent and should be met within any agreed timescales, which may originate from the LGPS Regulations; overriding legislation or employer agreed targets.
The link below will direct you to the LGPS Regulations and Guidance website where information such as the LGPS Regulations is available. The guides are provided by the LGPS to aid the understanding of a wide variety of matters associated with the scheme.